Submitted by admin on June 10th, 2025
The right car insurance gives you financial security and brings peace to your mind as well. In India, car insurance is very competitive because there are many companies that include cashless claim settlements, assistance at any time, add-on covers, and digital solutions. Here are the top 10 car insurance companies in India for 2025 chosen by examining claim settlement success, what customers think, how widespread the services are, and the overall trust in the companies.
People consider ICICI Lombard to be one of the most reliable brands in insurance. The company has more than 4,600 garages, and it settle nearly 93% of its claims. The company lets you get your digital policy quickly, repairs your vehicle without cash, and provides great add-ons such as zero depreciation and roadside assistance.
The company is well known for its useful mobile app and website that offer dependable customer support. Since its CSR is more than 90%, this insurance company offers policies for both kinds of vehicles and add-ons such as engine protection and keeping your NCB.
It is also recognized for the quick processing of claims and for making things simple with online tools. Its broad network, consisting of more than 4,000 garages, as well as impressive customer reviews mean users can avail instant approval for their claims from their mobile device and make use of many varieties of coverage.
Tata AIG uses the strong reputation of the Tata company for its innovative insurance products. Policies from them also include additional benefits such as return to invoice and key replacement. There are many claims settled by the company, and its network of partner garages is getting bigger.
Since it is managed by the government, New India Assurance is dependable and found in every part of India. The company is famous for reduced premiums, quick claim payouts, and easy service in rural and semi-urban places.
Reliance General has gained popularity for its fast policy issuance and online services. It offers coverage for private cars, commercial vehicles, and two-wheelers. With attractive add-ons and discounts, it’s a good option for budget-conscious car owners.
Another government-owned insurer, Oriental Insurance is known for its no-frills, trustworthy service. It offers comprehensive and third-party coverage and is best suited for those who prefer traditional, offline customer support.
IFFCO Tokio is favored for its extensive cashless garage network and personalized service. It has one of the best claim settlement ratios in the industry, making it a reliable choice for both urban and rural customers.
Backed by the State Bank of India, SBI General offers strong financial stability and a wide distribution network. Their car insurance policies are competitively priced and come with useful features like third-party liability and personal accident cover.
Digit is a digital-first company that has revolutionized the car insurance space with its paperless claim process and instant policy issuance. Their straightforward documentation and excellent customer service make them a favorite among tech-savvy customers.
When choosing a car insurance company, consider factors like claim settlement ratio, add-on features, customer reviews, and garage network. All these companies offer something unique, so it’s important to compare policies before making a decision.
Int Rates : 10.5% - 22%
Loan Amount: ₹ 1,00,000.00
Maximum Tenure - 7 Years
Lowest EMI : ₹ 1,686
Interest Rate 13.99% - 24.99%
Loan Amount: ₹ 1,00,000.00
Maximum Tenure – 5 Years
Lowest EMI : ₹ 2,326
Interest Rate 9% - 13%
Loan Amount: ₹ 1,00,000.00
Maximum Tenure – 20 Years
Lowest EMI : ₹ 1,014
Interest Rate 8.40% - 12%
Loan Amount : ₹ 1,00,000.00
Maximum Tenure – 35 Years
Lowest EMI – ₹ 739
