Submitted by admin on May 26th, 2025
As medical expenses are rising quickly, having health insurance is now necessary. By 2025, Indian insurance companies keep making health insurance plans available that are both broadly inclusive and affordable for different people and families. If you are considering a health insurance plan for the first time or wanting to update your old coverage, consider the top 10 plans in India for 2025, chosen for their coverage, features, claim settlement and by what customers think.
The plan gives you extra benefit of restoring the insurance amount after you have used it all, without charging extra fees. Health insurance provides benefits for staying in the hospital, going to daycare centers, receiving donor organs when needed and choosing alternative therapies such as Ayurveda and Homeopathy. Suitable for use by families as well as individuals.
People on Star Health’s Comprehensive Plan can get as much hospitalization as needed, with no restrictions on room rents. This plan gives maternity benefits, newborn baby coverage and health coverage for existing diseases, only needing 12 months. It is designed for single people and young couples.
This plan allows you to get hospital treatment, go through diagnostic tests, receive domiciliary care and undergo organ transplant. Additionally, it provides cashless care in many hospitals and can be renewed for a person’s whole life.
The fast claim handling and wide reach of Care Supreme mean you get unlimited auto-recharge, treatment for current illnesses and a free check-up each year. Families looking to stay healthy find it perfect.
The plan offers coverage outside India for 12 important illnesses, as well as benefits for pregnant women and newborns up to ₹3 crores. It adds recovery benefits and compassionate travel support as well.
ICICI’s plan covers your health completely with rewards, help for hospital bills, pregnancy care and outpatient care. The company has a positive claim settlement record and online facilities for processing claims.
Offers 100% reload of the sum insured and includes chronic management programs. Policyholders earn HealthReturns™, which is a reward system for staying healthy. It’s ideal for proactive individuals.
A unique plan with features like ‘Any Room Upgrade,’ coverage for non-medical expenses, and unlimited teleconsultations. It also includes outpatient expenses and global emergency cover.
This new-age plan offers unlimited reinstatement of sum insured, maternity and OPD coverage, and free second medical opinion. It also includes travel allowance for out-of-town hospitalisation.
This recently updated plan offers an unlimited ReAssure benefit on first claim, booster benefits, and wellness perks. It’s great for families and those seeking high coverage with continuity.
Choosing the right health insurance plan is crucial for financial stability during medical emergencies. When comparing policies in 2025, consider the sum insured, waiting periods, cashless hospital network, and customer reviews. Health is wealth, and a good policy ensures peace of mind for you and your family.
Int Rates : 10.5% - 22%
Loan Amount: ₹ 1,00,000.00
Maximum Tenure - 7 Years
Lowest EMI : ₹ 1,686
Interest Rate 13.99% - 24.99%
Loan Amount: ₹ 1,00,000.00
Maximum Tenure – 5 Years
Lowest EMI : ₹ 2,326
Interest Rate 9% - 13%
Loan Amount: ₹ 1,00,000.00
Maximum Tenure – 20 Years
Lowest EMI : ₹ 1,014
Interest Rate 8.40% - 12%
Loan Amount : ₹ 1,00,000.00
Maximum Tenure – 35 Years
Lowest EMI – ₹ 739
